SWIFT/BIC code EFGBCHZZPAT
EFGBCHZZPAT belongs to Efg Bank AG in Lugano, Switzerland.
Code details
| SWIFT/BIC code | EFGBCHZZPAT |
|---|---|
| 8-character code | EFGBCHZZ |
| Branch code | PAT |
| Bank | Efg Bank AG |
| Branch | Patrimony 1873 |
| City | Lugano |
| Country | Switzerland |
The way the Efg Bank AG SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- EFGB Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- ZZ Location code
- 2 characters for the city or region of the head office.
- PAT Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code EFGBCHZZPAT?
EFGBCHZZPAT is the SWIFT/BIC code of Patrimony 1873, part of Efg Bank AG in Lugano, Switzerland. Only use it if the account is held at this specific branch.
How long does a transfer to Efg Bank AG take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Do I need EFGBCHZZPAT for a euro transfer to Switzerland?
Switzerland is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need EFGBCHZZPAT.
What do the letters in EFGBCHZZPAT stand for?
EFGB is the bank code of Efg Bank AG, CH is the ISO code of Switzerland, ZZ is the location code and PAT identifies the department Patrimony 1873.
Has Efg Bank AG got other SWIFT/BIC codes?
Yes – our database contains 3 SWIFT/BIC codes for Efg Bank AG in Switzerland, for the head office and several branches or departments. All of them are listed on the page of Efg Bank AG.
Can I use EFGBCHZZ instead of EFGBCHZZPAT?
EFGBCHZZ points to the main office of Efg Bank AG, while EFGBCHZZPAT points to Patrimony 1873. Most international transfers work with the head office code, yet use EFGBCHZZPAT if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.