SWIFT/BIC code ELCUIE21XXX

ELCUIE21XXX belongs to Elphin Credit Union Limited in Elphin, Ireland.

ELCUIE21XXX

Code details

SWIFT/BIC codeELCUIE21XXX
8-character codeELCUIE21
Branch codeXXX
BankElphin Credit Union Limited
BranchHead office
CityElphin
CountryIreland

The way the Elphin Credit Union Limited SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ELCU Bank code
4 letters that identify the bank.
IE Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC ELCUIE21XXX?

The code ELCUIE21XXX belongs to the headquarters of Elphin Credit Union Limited in Elphin, Ireland. Use it when you send money to an account at Elphin Credit Union Limited.

Does Elphin Credit Union Limited have a single SWIFT/BIC code?

Yes, ELCUIE21XXX is the only SWIFT/BIC code listed for Elphin Credit Union Limited in Ireland, so you do not need to pick a branch code.

What is the best way to send money to Elphin Credit Union Limited in Ireland?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

How long does a transfer to Elphin Credit Union Limited take in Ireland?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need ELCUIE21XXX for a euro transfer to Ireland?

Ireland is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need ELCUIE21XXX.

Is ELCUIE21 and ELCUIE21XXX the same code?

Yes. ELCUIE21 is the 8-character version of ELCUIE21XXX. The XXX at the end only refers to the head office, so both routes your payment to Elphin Credit Union Limited in Elphin.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.