SWIFT/BIC code ELKARU3SMOS
ELKARU3SMOS belongs to Ac Bank in Moscow, Russia.
Code details
| SWIFT/BIC code | ELKARU3SMOS |
|---|---|
| 8-character code | ELKARU3S |
| Branch code | MOS |
| Bank | Ac Bank |
| Branch | Moscow Branch |
| City | Moscow |
| Country | Russia |
How the Ac Bank SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ELKA Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- 3S Location code
- 2 characters for the city or region of the head office.
- MOS Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC ELKARU3SMOS?
ELKARU3SMOS identifies Moscow Branch, a branch or department of Ac Bank in Moscow, Russia. Only use it if the recipient or their bank explicitly asks for it.
How long does a transfer to Ac Bank take in Russia?
A SWIFT payment usually takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker than a bank.
What happens if I enter ELKARU3SMOS incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check ELKARU3SMOS with the recipient before sending.
Can I use ELKARU3S instead of ELKARU3SMOS?
ELKARU3S is the main office of Ac Bank, while ELKARU3SMOS is Moscow Branch. For a normal transfer the head office code is usually fine, yet use ELKARU3SMOS if the recipient asks for it.
Which details do I need to send money to an account at Ac Bank?
Have ready the SWIFT/BIC code ELKARU3SMOS, the account number or IBAN of the recipient, their full name and address. Russia uses international SWIFT transfers, so always include the BIC.
What does each part of ELKARU3SMOS stand for?
ELKA is the bank code of Ac Bank, RU is the ISO code of Russia, 3S is the code for the city or region and MOS is the code of the department Moscow Branch.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.