SWIFT/BIC code ERSCCH21XXX
ERSCCH21XXX belongs to Ersparniskasse Speicher in Speicher, Switzerland.
Code details
| SWIFT/BIC code | ERSCCH21XXX |
|---|---|
| 8-character code | ERSCCH21 |
| Branch code | XXX |
| Bank | Ersparniskasse Speicher |
| Branch | Head office |
| City | Speicher |
| Country | Switzerland |
How the Ersparniskasse Speicher SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ERSC Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC ERSCCH21XXX?
The code ERSCCH21XXX belongs to the head office of Ersparniskasse Speicher in Speicher, Switzerland. Use it when you send money to an account at Ersparniskasse Speicher.
Does Ersparniskasse Speicher use a single SWIFT/BIC code?
Yes – ERSCCH21XXX is the only SWIFT/BIC code we have for Ersparniskasse Speicher in Switzerland, so there is no branch code to choose.
What is the cheapest way to send money to Ersparniskasse Speicher in Switzerland?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Swiss Franc with transfer services before you send – the difference can be large.
How long does a transfer to Ersparniskasse Speicher take in Switzerland?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need ERSCCH21XXX for a euro transfer to Switzerland?
Switzerland belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need ERSCCH21XXX.
Is ERSCCH21 and ERSCCH21XXX the same code?
Yes, they are. ERSCCH21 is the 8-character version of ERSCCH21XXX. XXX simply means head office, so either version will reach Ersparniskasse Speicher in Speicher.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.