SWIFT/BIC code ESBFESM1XXX

ESBFESM1XXX belongs to Espirito Santo Bank of Florida in Madrid, Spain.

ESBFESM1XXX

Code details

SWIFT/BIC codeESBFESM1XXX
8-character codeESBFESM1
Branch codeXXX
BankEspirito Santo Bank of Florida
BranchHead office
CityMadrid
CountrySpain

The way the Espirito Santo Bank of Florida SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ESBF Bank code
4 letters that identify the bank.
ES Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code ESBFESM1XXX?

The code ESBFESM1XXX belongs to the main office of Espirito Santo Bank of Florida in Madrid, Spain. It is the code to use when a payment to Espirito Santo Bank of Florida does not need a specific branch.

Does Espirito Santo Bank of Florida use only one SWIFT/BIC code?

Yes, ESBFESM1XXX is the single SWIFT/BIC code listed for Espirito Santo Bank of Florida in Spain, so there is no branch code to choose.

What happens if I use ESBFESM1XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check ESBFESM1XXX with the recipient before sending.

What is the cheapest way to send money to Espirito Santo Bank of Florida?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

What does each part of ESBFESM1XXX mean?

ESBF is the institution code of Espirito Santo Bank of Florida, ES is the ISO code of Spain, M1 is the code for the city or region and XXX means the head office.

Do I need ESBFESM1XXX for a euro transfer to Spain?

Spain is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need ESBFESM1XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.