SWIFT/BIC code ESPBESMMXXX
ESPBESMMXXX belongs to Banco de Espana in Madrid, Spain.
Code details
| SWIFT/BIC code | ESPBESMMXXX |
|---|---|
| 8-character code | ESPBESMM |
| Branch code | XXX |
| Bank | Banco de Espana |
| Branch | Head office |
| City | Madrid |
| Country | Spain |
How the Banco de Espana SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESPB Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code ESPBESMMXXX?
The code ESPBESMMXXX belongs to the head office of Banco de Espana in Madrid, Spain. It is the code to use when you send money to an account at Banco de Espana.
What does each part of ESPBESMMXXX stand for?
ESPB is the institution code of Banco de Espana, ES stands for Spain, MM is the location code and XXX means the head office.
Are ESPBESMM and ESPBESMMXXX the same SWIFT code?
Yes, they are. ESPBESMM is the 8-character version of ESPBESMMXXX. The XXX at the end only refers to the head office, so either version routes your payment to Banco de Espana in Madrid.
Do I need ESPBESMMXXX to send euros to Spain?
Spain belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need ESPBESMMXXX.
How long does a transfer to Banco de Espana take in Spain?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
What happens if I use ESPBESMMXXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check ESPBESMMXXX against the details from Banco de Espana before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.