SWIFT/BIC code ESPEITMMXXX
ESPEITMMXXX belongs to Banca Esperia SPA in Milano, Italy.
Code details
| SWIFT/BIC code | ESPEITMMXXX |
|---|---|
| 8-character code | ESPEITMM |
| Branch code | XXX |
| Bank | Banca Esperia SPA |
| Branch | Head office |
| City | Milano |
| Country | Italy |
How the Banca Esperia SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESPE Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code ESPEITMMXXX?
ESPEITMMXXX is the SWIFT/BIC code of the head office of Banca Esperia SPA in Milano, Italy. Use it when you send money to an account at Banca Esperia SPA.
What happens if I enter ESPEITMMXXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check ESPEITMMXXX with the recipient before sending.
What is the best way to send money to Banca Esperia SPA?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
Does Banca Esperia SPA use only one SWIFT/BIC code?
Yes – ESPEITMMXXX is the single SWIFT/BIC code listed for Banca Esperia SPA in Italy, so there is no branch code to choose.
Are ESPEITMM and ESPEITMMXXX the same SWIFT code?
Yes, they are. ESPEITMM is the short version of ESPEITMMXXX. The XXX at the end only means head office, so both routes your payment to Banca Esperia SPA in Milano.
Do I need ESPEITMMXXX to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need ESPEITMMXXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.