SWIFT/BIC code EXPCMK22XXX
EXPCMK22XXX belongs to Halkbank Ad Skopje in Skopje, North Macedonia.
Code details
| SWIFT/BIC code | EXPCMK22XXX |
|---|---|
| 8-character code | EXPCMK22 |
| Branch code | XXX |
| Bank | Halkbank Ad Skopje |
| Branch | Head office |
| City | Skopje |
| Country | North Macedonia |
How the Halkbank Ad Skopje SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- EXPC Bank code
- 4 letters that identify the bank.
- MK Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses BIC EXPCMK22XXX?
EXPCMK22XXX identifies the headquarters of Halkbank Ad Skopje in Skopje, North Macedonia. Use it when a payment to Halkbank Ad Skopje does not need a specific branch.
Is EXPCMK22 and EXPCMK22XXX the same code?
Yes, they are. EXPCMK22 is the short version of EXPCMK22XXX. XXX simply means head office, so either version routes your payment to Halkbank Ad Skopje in Skopje.
What happens if I enter EXPCMK22XXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check EXPCMK22XXX with the recipient before sending.
Does Halkbank Ad Skopje have only one SWIFT/BIC code?
Yes, EXPCMK22XXX is the single SWIFT/BIC code listed for Halkbank Ad Skopje in North Macedonia, so there is no branch code to choose.
What is the cheapest way to send money to Halkbank Ad Skopje in North Macedonia?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in North Macedonia with transfer services before you send – the difference can be large.
How long does it take to send money to Halkbank Ad Skopje?
A SWIFT payment usually takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often quicker and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.