SWIFT/BIC code FCTTTTPSXXX
FCTTTTPSXXX belongs to First Citizens Bank Limited in Port of Spain, Trinidad & Tobago.
Code details
| SWIFT/BIC code | FCTTTTPSXXX |
|---|---|
| 8-character code | FCTTTTPS |
| Branch code | XXX |
| Bank | First Citizens Bank Limited |
| Branch | Head office |
| City | Port of Spain |
| Country | Trinidad & Tobago |
The way the First Citizens Bank Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- FCTT Bank code
- 4 letters that identify the bank.
- TT Country code
- 2 letters for the country (ISO 3166).
- PS Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses BIC FCTTTTPSXXX?
The code FCTTTTPSXXX belongs to the main office of First Citizens Bank Limited in Port of Spain, Trinidad & Tobago. Use it when you send money to an account at First Citizens Bank Limited.
Does First Citizens Bank Limited use a single SWIFT/BIC code?
Yes, FCTTTTPSXXX is the single SWIFT/BIC code listed for First Citizens Bank Limited in Trinidad & Tobago, so there is no branch code to choose.
Is FCTTTTPS and FCTTTTPSXXX the same SWIFT code?
Yes, they are. FCTTTTPS is the short version of FCTTTTPSXXX. The XXX at the end only refers to the head office, so both routes your payment to First Citizens Bank Limited in Port of Spain.
What happens if I use FCTTTTPSXXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check FCTTTTPSXXX with the recipient before you confirm.
What is the best way to send money to First Citizens Bank Limited?
Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Trinidad & Tobago with transfer services before you send – the difference can be large.
How long does a transfer to First Citizens Bank Limited take?
An international SWIFT transfer usually takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often faster than a bank.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.