SWIFT/BIC code FFMOCH21XXX
FFMOCH21XXX belongs to Fingroup Financial Management and Consulting SA in Lugano, Switzerland.
Code details
| SWIFT/BIC code | FFMOCH21XXX |
|---|---|
| 8-character code | FFMOCH21 |
| Branch code | XXX |
| Bank | Fingroup Financial Management and Consulting SA |
| Branch | Head office |
| City | Lugano |
| Country | Switzerland |
The way the Fingroup Financial Management and Consulting SA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- FFMO Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code FFMOCH21XXX?
FFMOCH21XXX is the SWIFT/BIC code of the main office of Fingroup Financial Management and Consulting SA in Lugano, Switzerland. Use it when a payment to Fingroup Financial Management and Consulting SA does not need a specific branch.
Are FFMOCH21 and FFMOCH21XXX the same SWIFT code?
Yes, they are. FFMOCH21 is the 8-character version of FFMOCH21XXX. XXX simply refers to the head office, so either version will reach Fingroup Financial Management and Consulting SA in Lugano.
How long does it take to send money to Fingroup Financial Management and Consulting SA in Switzerland?
Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.
Do I need FFMOCH21XXX to send euros to Switzerland?
Switzerland is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need FFMOCH21XXX.
What is the cheapest way to send money to Fingroup Financial Management and Consulting SA in Switzerland?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Swiss Franc with specialist providers before you send.
What happens if I use FFMOCH21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check FFMOCH21XXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.