SWIFT/BIC code FNCLCY21XXX
FNCLCY21XXX belongs to B and R Financial Limited in Limassol (Lemesos), Cyprus.
Code details
| SWIFT/BIC code | FNCLCY21XXX |
|---|---|
| 8-character code | FNCLCY21 |
| Branch code | XXX |
| Bank | B and R Financial Limited |
| Branch | Head office |
| City | Limassol (Lemesos) |
| Country | Cyprus |
How the B and R Financial Limited SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- FNCL Bank code
- 4 letters that identify the bank.
- CY Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code FNCLCY21XXX?
FNCLCY21XXX is the SWIFT/BIC code of the headquarters of B and R Financial Limited in Limassol (Lemesos), Cyprus. It is the code to use when a payment to B and R Financial Limited does not need a specific branch.
What happens if I enter FNCLCY21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check FNCLCY21XXX with the recipient before you confirm.
Does B and R Financial Limited use a single SWIFT/BIC code?
Yes – FNCLCY21XXX is the only SWIFT/BIC code listed for B and R Financial Limited in Cyprus, so there is no branch code to choose.
Are FNCLCY21 and FNCLCY21XXX the same code?
Yes. FNCLCY21 is the 8-character version of FNCLCY21XXX. XXX simply refers to the head office, so both will reach B and R Financial Limited in Limassol (Lemesos).
Do I need FNCLCY21XXX for a euro transfer to Cyprus?
Cyprus is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need FNCLCY21XXX.
How long does it take to send money to B and R Financial Limited?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.