SWIFT/BIC code FNCTUS44XXX

FNCTUS44XXX belongs to First National Bank of Central Texas in Waco,tx, United States.

FNCTUS44XXX

Code details

SWIFT/BIC codeFNCTUS44XXX
8-character codeFNCTUS44
Branch codeXXX
BankFirst National Bank of Central Texas
BranchHead office
CityWaco,tx
CountryUnited States

How the First National Bank of Central Texas SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

FNCT Bank code
4 letters that identify the bank.
US Country code
2 letters for the country (ISO 3166).
44 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code FNCTUS44XXX?

The code FNCTUS44XXX belongs to the head office of First National Bank of Central Texas in Waco,tx, United States. Use it when a payment to First National Bank of Central Texas does not need a specific branch.

Does First National Bank of Central Texas have only one SWIFT/BIC code?

Yes, FNCTUS44XXX is the single SWIFT/BIC code we have for First National Bank of Central Texas in United States, so there is no branch code to choose.

How long does a transfer to First National Bank of Central Texas take?

A SWIFT payment typically takes 2–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often quicker and cheaper.

What happens if I enter FNCTUS44XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check FNCTUS44XXX with the recipient before sending.

What do the letters in FNCTUS44XXX mean?

FNCT is the bank code of First National Bank of Central Texas, US is the ISO code of United States, 44 is the location code and XXX means the head office.

Which details do I need to send money to an account at First National Bank of Central Texas?

Have ready the SWIFT/BIC code FNCTUS44XXX, the IBAN or local account number of the recipient, their full name and address. United States is not part of SEPA, so the BIC is required.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.