SWIFT/BIC code FNIAGB21XXX

FNIAGB21XXX belongs to S and A Financials LTD in Westcliff-On-Sea, United Kingdom.

FNIAGB21XXX

Code details

SWIFT/BIC codeFNIAGB21XXX
8-character codeFNIAGB21
Branch codeXXX
BankS and A Financials LTD
BranchHead office
CityWestcliff-On-Sea
CountryUnited Kingdom

The way the S and A Financials LTD SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

FNIA Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC FNIAGB21XXX?

FNIAGB21XXX identifies the head office of S and A Financials LTD in Westcliff-On-Sea, United Kingdom. It is the code to use when you send money to an account at S and A Financials LTD.

How long does a transfer to S and A Financials LTD take in United Kingdom?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need FNIAGB21XXX for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need FNIAGB21XXX.

Are FNIAGB21 and FNIAGB21XXX the same code?

Yes. FNIAGB21 is the short version of FNIAGB21XXX. The XXX at the end only means head office, so both routes your payment to S and A Financials LTD in Westcliff-On-Sea.

What does each part of FNIAGB21XXX mean?

FNIA is the bank code of S and A Financials LTD, GB stands for United Kingdom, 21 is the location code and XXX marks the main office.

What is the cheapest way to send money to S and A Financials LTD in United Kingdom?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in British Pound with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.