SWIFT/BIC code FNINCY21XXX

FNINCY21XXX belongs to J and T Financial Investments Limited in Nicosia (Lefkosia), Cyprus.

FNINCY21XXX

Code details

SWIFT/BIC codeFNINCY21XXX
8-character codeFNINCY21
Branch codeXXX
BankJ and T Financial Investments Limited
BranchHead office
CityNicosia (Lefkosia)
CountryCyprus

The way the J and T Financial Investments Limited SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

FNIN Bank code
4 letters that identify the bank.
CY Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT code FNINCY21XXX?

FNINCY21XXX is the SWIFT/BIC code of the headquarters of J and T Financial Investments Limited in Nicosia (Lefkosia), Cyprus. Use it when you send money to an account at J and T Financial Investments Limited.

Do I need FNINCY21XXX for a euro transfer to Cyprus?

Cyprus is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need FNINCY21XXX.

How long does it take to send money to J and T Financial Investments Limited in Cyprus?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Is FNINCY21 and FNINCY21XXX the same SWIFT code?

Yes. FNINCY21 is the 8-character version of FNINCY21XXX. The XXX at the end only means head office, so both will reach J and T Financial Investments Limited in Nicosia (Lefkosia).

Does J and T Financial Investments Limited use a single SWIFT/BIC code?

Yes – FNINCY21XXX is the single SWIFT/BIC code listed for J and T Financial Investments Limited in Cyprus, so you do not need to pick a branch code.

What is the best way to send money to J and T Financial Investments Limited?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.