SWIFT/BIC code GACNIE21XXX

GACNIE21XXX belongs to C.i.e. (Galway) Credit Union Limited in Galway, Ireland.

GACNIE21XXX

Code details

SWIFT/BIC codeGACNIE21XXX
8-character codeGACNIE21
Branch codeXXX
BankC.i.e. (Galway) Credit Union Limited
BranchHead office
CityGalway
CountryIreland

How the C.i.e. (Galway) Credit Union Limited SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

GACN Bank code
4 letters that identify the bank.
IE Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind BIC GACNIE21XXX?

GACNIE21XXX identifies the main office of C.i.e. (Galway) Credit Union Limited in Galway, Ireland. It is the code to use when a payment to C.i.e. (Galway) Credit Union Limited does not need a specific branch.

What do the letters in GACNIE21XXX mean?

GACN is the bank code of C.i.e. (Galway) Credit Union Limited, IE stands for Ireland, 21 is the location code and XXX means the head office.

Is GACNIE21 and GACNIE21XXX the same code?

Yes, they are. GACNIE21 is the 8-character version of GACNIE21XXX. XXX simply refers to the head office, so both routes your payment to C.i.e. (Galway) Credit Union Limited in Galway.

What happens if I enter GACNIE21XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check GACNIE21XXX with the recipient before sending.

Do I need GACNIE21XXX for a euro transfer to Ireland?

Ireland is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need GACNIE21XXX.

How long does a transfer to C.i.e. (Galway) Credit Union Limited take?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.