SWIFT/BIC code GARFCZ21XXX
GARFCZ21XXX belongs to Garfield A.s. in Ostrava, Czechia.
Code details
| SWIFT/BIC code | GARFCZ21XXX |
|---|---|
| 8-character code | GARFCZ21 |
| Branch code | XXX |
| Bank | Garfield A.s. |
| Branch | Head office |
| City | Ostrava |
| Country | Czechia |
How the Garfield A.s. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GARF Bank code
- 4 letters that identify the bank.
- CZ Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC GARFCZ21XXX?
GARFCZ21XXX is the SWIFT/BIC code of the head office of Garfield A.s. in Ostrava, Czechia. It is the code to use when you send money to an account at Garfield A.s..
Does Garfield A.s. use only one SWIFT/BIC code?
Yes, GARFCZ21XXX is the only SWIFT/BIC code we have for Garfield A.s. in Czechia, so there is no branch code to choose.
What happens if I use GARFCZ21XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check GARFCZ21XXX with the recipient before sending.
How long does a transfer to Garfield A.s. take?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What is the cheapest way to send money to Garfield A.s.?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Czech Koruna with specialist providers before you send – the difference can be large.
Do I need GARFCZ21XXX for a euro transfer to Czechia?
Czechia belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need GARFCZ21XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.