SWIFT/BIC code GARLNZ21XXX
GARLNZ21XXX belongs to Garlick and Co LTD in Wellington, New Zealand.
Code details
| SWIFT/BIC code | GARLNZ21XXX |
|---|---|
| 8-character code | GARLNZ21 |
| Branch code | XXX |
| Bank | Garlick and Co LTD |
| Branch | Head office |
| City | Wellington |
| Country | New Zealand |
How the Garlick and Co LTD SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GARL Bank code
- 4 letters that identify the bank.
- NZ Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code GARLNZ21XXX?
GARLNZ21XXX is the SWIFT/BIC code of the head office of Garlick and Co LTD in Wellington, New Zealand. Use it when you send money to an account at Garlick and Co LTD.
Are GARLNZ21 and GARLNZ21XXX the same code?
Yes, they are. GARLNZ21 is the 8-character version of GARLNZ21XXX. The XXX at the end only refers to the head office, so both routes your payment to Garlick and Co LTD in Wellington.
What happens if I use GARLNZ21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check GARLNZ21XXX against the details from Garlick and Co LTD before sending.
What is the cheapest way to send money to Garlick and Co LTD?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in New Zealand Dollar with transfer services before you send.
Does Garlick and Co LTD have a single SWIFT/BIC code?
Yes – GARLNZ21XXX is the only SWIFT/BIC code listed for Garlick and Co LTD in New Zealand, so there is no branch code to choose.
How long does a transfer to Garlick and Co LTD take?
An international SWIFT transfer usually takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.