SWIFT/BIC code GARNAZ21XXX
GARNAZ21XXX belongs to Garantiyabank in Baku, Azerbaijan.
Code details
| SWIFT/BIC code | GARNAZ21XXX |
|---|---|
| 8-character code | GARNAZ21 |
| Branch code | XXX |
| Bank | Garantiyabank |
| Branch | Head office |
| City | Baku |
| Country | Azerbaijan |
How the Garantiyabank SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GARN Bank code
- 4 letters that identify the bank.
- AZ Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT code GARNAZ21XXX?
GARNAZ21XXX is the SWIFT/BIC code of the head office of Garantiyabank in Baku, Azerbaijan. It is the code to use when a payment to Garantiyabank does not need a specific branch.
Does Garantiyabank have only one SWIFT/BIC code?
Yes – GARNAZ21XXX is the only SWIFT/BIC code listed for Garantiyabank in Azerbaijan, so you do not need to pick a branch code.
What is the cheapest way to send money to Garantiyabank in Azerbaijan?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Azerbaijan with specialist providers before you send.
How long does a transfer to Garantiyabank take in Azerbaijan?
A SWIFT payment usually takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster than a bank.
What does each part of GARNAZ21XXX stand for?
GARN is the bank code of Garantiyabank, AZ is the ISO code of Azerbaijan, 21 is the code for the city or region and XXX marks the main office.
Which details do I need for a transfer to an account at Garantiyabank?
You need the SWIFT/BIC code GARNAZ21XXX, the IBAN or local account number of the recipient, their full name and address. Azerbaijan uses international SWIFT transfers, so always include the BIC.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.