SWIFT/BIC code GCATFR21XXX

GCATFR21XXX belongs to Groupama Centre Atlantique in Niort, France.

GCATFR21XXX

Code details

SWIFT/BIC codeGCATFR21XXX
8-character codeGCATFR21
Branch codeXXX
BankGroupama Centre Atlantique
BranchHead office
CityNiort
CountryFrance

The way the Groupama Centre Atlantique SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

GCAT Bank code
4 letters that identify the bank.
FR Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code GCATFR21XXX?

GCATFR21XXX identifies the main office of Groupama Centre Atlantique in Niort, France. Use it when a payment to Groupama Centre Atlantique does not need a specific branch.

What happens if I use GCATFR21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check GCATFR21XXX with the recipient before you confirm.

What is the cheapest way to send money to Groupama Centre Atlantique in France?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

What does each part of GCATFR21XXX mean?

GCAT is the bank code of Groupama Centre Atlantique, FR is the ISO code of France, 21 is the location code and XXX marks the main office.

Are GCATFR21 and GCATFR21XXX the same code?

Yes. GCATFR21 is the short version of GCATFR21XXX. The XXX at the end only refers to the head office, so either version routes your payment to Groupama Centre Atlantique in Niort.

Do I need GCATFR21XXX for a euro transfer to France?

France belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need GCATFR21XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.