SWIFT/BIC code GENODE61KA3
GENODE61KA3 belongs to Spar- und Kreditbank EG in Karlsruhe, Germany.
Code details
| SWIFT/BIC code | GENODE61KA3 |
|---|---|
| 8-character code | GENODE61 |
| Branch code | KA3 |
| Bank | Spar- und Kreditbank EG |
| Branch | — |
| City | Karlsruhe |
| Country | Germany |
The way the Spar- und Kreditbank EG SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GENO Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 61 Location code
- 2 characters for the city or region of the head office.
- KA3 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code GENODE61KA3?
GENODE61KA3 is the SWIFT/BIC code of Spar- und Kreditbank EG, a branch or department of Spar- und Kreditbank EG in Karlsruhe, Germany. Only use it if the account is held at this specific branch.
What does each part of GENODE61KA3 mean?
GENO is the institution code of Spar- und Kreditbank EG, DE stands for Germany, 61 is the location code and KA3 is the code of the department Spar- und Kreditbank EG.
Do I need GENODE61KA3 for a euro transfer to Germany?
Germany belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need GENODE61KA3.
How long does it take to send money to Spar- und Kreditbank EG?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.
What happens if I use GENODE61KA3 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check GENODE61KA3 with the recipient before sending.
What is the cheapest way to send money to Spar- und Kreditbank EG in Germany?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.