SWIFT/BIC code GENODEF1GMD
GENODEF1GMD belongs to Spar- und Kredit-Bank EG in Gemuenden, Germany.
Code details
| SWIFT/BIC code | GENODEF1GMD |
|---|---|
| 8-character code | GENODEF1 |
| Branch code | GMD |
| Bank | Spar- und Kredit-Bank EG |
| Branch | — |
| City | Gemuenden |
| Country | Germany |
How the Spar- und Kredit-Bank EG SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GENO Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- F1 Location code
- 2 characters for the city or region of the head office.
- GMD Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC GENODEF1GMD?
GENODEF1GMD identifies Spar- und Kredit-Bank EG, a branch or department of Spar- und Kredit-Bank EG in Gemuenden, Germany. Only use it if the recipient or their bank explicitly asks for it.
What happens if I use GENODEF1GMD with a typo?
The payment may be delayed, returned or charged extra fees. Double-check GENODEF1GMD against the details from Spar- und Kredit-Bank EG before you confirm.
Can I use GENODEF1 instead of GENODEF1GMD?
GENODEF1 points to the main office of Spar- und Kredit-Bank EG, while GENODEF1GMD points to Spar- und Kredit-Bank EG. For a normal transfer the head office code is usually fine, but use GENODEF1GMD if the recipient asks for it.
What does each part of GENODEF1GMD mean?
GENO is the institution code of Spar- und Kredit-Bank EG, DE is the ISO code of Germany, F1 is the code for the city or region and GMD is the code of the department Spar- und Kredit-Bank EG.
How long does a transfer to Spar- und Kredit-Bank EG take in Germany?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.
Do I need GENODEF1GMD for a euro transfer to Germany?
Germany is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need GENODEF1GMD.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.