SWIFT/BIC code GENODEF1LAU
GENODEF1LAU belongs to Raiffeisen- Spar- und Kreditbank EG in Lauf, Germany.
Code details
| SWIFT/BIC code | GENODEF1LAU |
|---|---|
| 8-character code | GENODEF1 |
| Branch code | LAU |
| Bank | Raiffeisen- Spar- und Kreditbank EG |
| Branch | — |
| City | Lauf |
| Country | Germany |
How the Raiffeisen- Spar- und Kreditbank EG SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GENO Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- F1 Location code
- 2 characters for the city or region of the head office.
- LAU Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code GENODEF1LAU?
GENODEF1LAU is the SWIFT/BIC code of Raiffeisen- Spar- und Kreditbank EG, a unit of Raiffeisen- Spar- und Kreditbank EG in Lauf, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the best way to send money to Raiffeisen- Spar- und Kreditbank EG in Germany?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.
What does each part of GENODEF1LAU stand for?
GENO is the bank code of Raiffeisen- Spar- und Kreditbank EG, DE is the ISO code of Germany, F1 is the location code and LAU is the code of the branch Raiffeisen- Spar- und Kreditbank EG.
Do I need GENODEF1LAU for a euro transfer to Germany?
Germany is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need GENODEF1LAU.
How long does it take to send money to Raiffeisen- Spar- und Kreditbank EG in Germany?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What happens if I use GENODEF1LAU incorrectly?
The payment may be delayed, returned or charged extra fees. Always check GENODEF1LAU with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.