SWIFT/BIC code GENODEFFSMK

GENODEFFSMK belongs to DZ Bank AG Deutsche Zentral-Genossenschaftsbank in Frankfurt Am Main, Germany.

GENODEFFSMK

Code details

SWIFT/BIC codeGENODEFFSMK
8-character codeGENODEFF
Branch codeSMK
BankDZ Bank AG Deutsche Zentral-Genossenschaftsbank
BranchSecurity Markets
CityFrankfurt Am Main
CountryGermany

The way the DZ Bank AG Deutsche Zentral-Genossenschaftsbank SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

GENO Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
SMK Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code GENODEFFSMK?

GENODEFFSMK identifies Security Markets, a branch or department of DZ Bank AG Deutsche Zentral-Genossenschaftsbank in Frankfurt Am Main, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does it take to send money to DZ Bank AG Deutsche Zentral-Genossenschaftsbank in Germany?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need GENODEFFSMK to send euros to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need GENODEFFSMK.

Can I use GENODEFF instead of GENODEFFSMK?

GENODEFF is the head office of DZ Bank AG Deutsche Zentral-Genossenschaftsbank, while GENODEFFSMK is Security Markets. Most international transfers work with the head office code, yet use GENODEFFSMK if the recipient asks for it.

Does DZ Bank AG Deutsche Zentral-Genossenschaftsbank have more SWIFT/BIC codes?

Yes – we list 17 SWIFT/BIC codes for DZ Bank AG Deutsche Zentral-Genossenschaftsbank in Germany, for the head office and several branches or departments. You can see them all on the bank page.

What happens if I use GENODEFFSMK incorrectly?

The payment may be delayed, returned or charged extra fees. Always check GENODEFFSMK with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.