SWIFT/BIC code GENODEM1HBY
GENODEM1HBY belongs to Spar- und Darlehnskasse Bockum-Hoevel EG in Bockum-Hoevel, Germany.
Code details
| SWIFT/BIC code | GENODEM1HBY |
|---|---|
| 8-character code | GENODEM1 |
| Branch code | HBY |
| Bank | Spar- und Darlehnskasse Bockum-Hoevel EG |
| Branch | — |
| City | Bockum-Hoevel |
| Country | Germany |
The way the Spar- und Darlehnskasse Bockum-Hoevel EG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GENO Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- HBY Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code GENODEM1HBY?
GENODEM1HBY is the SWIFT/BIC code of Spar- und Darlehnskasse Bockum-Hoevel EG, a unit of Spar- und Darlehnskasse Bockum-Hoevel EG in Bockum-Hoevel, Germany. Only use it if the recipient or their bank explicitly asks for it.
Does Spar- und Darlehnskasse Bockum-Hoevel EG have more SWIFT/BIC codes?
Yes – our database contains 2 SWIFT/BIC codes for Spar- und Darlehnskasse Bockum-Hoevel EG in Germany, for the head office and several branches or departments. All of them are listed on the page of Spar- und Darlehnskasse Bockum-Hoevel EG.
What is the cheapest way to send money to Spar- und Darlehnskasse Bockum-Hoevel EG?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Can I use GENODEM1 instead of GENODEM1HBY?
GENODEM1 is the head office of Spar- und Darlehnskasse Bockum-Hoevel EG, while GENODEM1HBY points to Spar- und Darlehnskasse Bockum-Hoevel EG. Most international transfers work with the head office code, but use GENODEM1HBY if the recipient asks for it.
Do I need GENODEM1HBY to send euros to Germany?
Germany is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need GENODEM1HBY.
How long does it take to send money to Spar- und Darlehnskasse Bockum-Hoevel EG in Germany?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.