SWIFT/BIC code GENODEM1SMY
GENODEM1SMY belongs to Volksbank Schermbeck EG in Gahlen, Germany.
Code details
| SWIFT/BIC code | GENODEM1SMY |
|---|---|
| 8-character code | GENODEM1 |
| Branch code | SMY |
| Bank | Volksbank Schermbeck EG |
| Branch | — |
| City | Gahlen |
| Country | Germany |
How the Volksbank Schermbeck EG SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GENO Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- SMY Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code GENODEM1SMY?
GENODEM1SMY identifies Volksbank Schermbeck EG, a unit of Volksbank Schermbeck EG in Gahlen, Germany. Only use it if the recipient or their bank explicitly asks for it.
Does Volksbank Schermbeck EG have other SWIFT/BIC codes?
Yes – our database contains 2 SWIFT/BIC codes for Volksbank Schermbeck EG in Germany, for the head office and several branches or departments. All of them are listed on the page of Volksbank Schermbeck EG.
What is the best way to send money to Volksbank Schermbeck EG in Germany?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Can I use GENODEM1 instead of GENODEM1SMY?
GENODEM1 is the main office of Volksbank Schermbeck EG, while GENODEM1SMY is Volksbank Schermbeck EG. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention GENODEM1SMY.
How long does a transfer to Volksbank Schermbeck EG take in Germany?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Do I need GENODEM1SMY for a euro transfer to Germany?
Germany belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need GENODEM1SMY.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.