SWIFT/BIC code GMCUAU31XXX
GMCUAU31XXX belongs to Goulburn Murray Credit Union Co-Operative Limited in Shepparton, Australia.
Code details
| SWIFT/BIC code | GMCUAU31XXX |
|---|---|
| 8-character code | GMCUAU31 |
| Branch code | XXX |
| Bank | Goulburn Murray Credit Union Co-Operative Limited |
| Branch | Head office |
| City | Shepparton |
| Country | Australia |
How the Goulburn Murray Credit Union Co-Operative Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GMCU Bank code
- 4 letters that identify the bank.
- AU Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC GMCUAU31XXX?
The code GMCUAU31XXX belongs to the main office of Goulburn Murray Credit Union Co-Operative Limited in Shepparton, Australia. Use it when you send money to an account at Goulburn Murray Credit Union Co-Operative Limited.
Are GMCUAU31 and GMCUAU31XXX the same code?
Yes. GMCUAU31 is the 8-character version of GMCUAU31XXX. XXX simply means head office, so both routes your payment to Goulburn Murray Credit Union Co-Operative Limited in Shepparton.
Does Goulburn Murray Credit Union Co-Operative Limited have a single SWIFT/BIC code?
Yes, GMCUAU31XXX is the single SWIFT/BIC code we have for Goulburn Murray Credit Union Co-Operative Limited in Australia, so there is no branch code to choose.
What happens if I use GMCUAU31XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check GMCUAU31XXX against the details from Goulburn Murray Credit Union Co-Operative Limited before you confirm.
How long does a transfer to Goulburn Murray Credit Union Co-Operative Limited take?
An international SWIFT transfer usually takes 2–5 business days, depending on intermediary banks and cut-off times. Money transfer services are often faster and cheaper.
What do I need for a transfer to an account at Goulburn Murray Credit Union Co-Operative Limited?
You need the SWIFT/BIC code GMCUAU31XXX, the account number or IBAN of the recipientand the name of the account holder. Australia uses international SWIFT transfers, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.