SWIFT/BIC code GSMAFR21XXX
GSMAFR21XXX belongs to Groupe Smiso Mutuelle des Cadres in Lille, France.
Code details
| SWIFT/BIC code | GSMAFR21XXX |
|---|---|
| 8-character code | GSMAFR21 |
| Branch code | XXX |
| Bank | Groupe Smiso Mutuelle des Cadres |
| Branch | Head office |
| City | Lille |
| Country | France |
How the Groupe Smiso Mutuelle des Cadres SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GSMA Bank code
- 4 letters that identify the bank.
- FR Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code GSMAFR21XXX?
GSMAFR21XXX is the SWIFT/BIC code of the head office of Groupe Smiso Mutuelle des Cadres in Lille, France. It is the code to use when you send money to an account at Groupe Smiso Mutuelle des Cadres.
Is GSMAFR21 and GSMAFR21XXX the same code?
Yes. GSMAFR21 is the 8-character version of GSMAFR21XXX. XXX simply refers to the head office, so both routes your payment to Groupe Smiso Mutuelle des Cadres in Lille.
How long does it take to send money to Groupe Smiso Mutuelle des Cadres in France?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Do I need GSMAFR21XXX for a euro transfer to France?
France belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need GSMAFR21XXX.
Does Groupe Smiso Mutuelle des Cadres use only one SWIFT/BIC code?
Yes – GSMAFR21XXX is the single SWIFT/BIC code listed for Groupe Smiso Mutuelle des Cadres in France, so you do not need to pick a branch code.
What happens if I use GSMAFR21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check GSMAFR21XXX against the details from Groupe Smiso Mutuelle des Cadres before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.