SWIFT/BIC code GUYECHZ1LUG
GUYECHZ1LUG belongs to HSBC Private Bank (Suisse) SA in Lugano, Switzerland.
Code details
| SWIFT/BIC code | GUYECHZ1LUG |
|---|---|
| 8-character code | GUYECHZ1 |
| Branch code | LUG |
| Bank | HSBC Private Bank (Suisse) SA |
| Branch | Lugano |
| City | Lugano |
| Country | Switzerland |
The way the HSBC Private Bank (Suisse) SA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GUYE Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- Z1 Location code
- 2 characters for the city or region of the head office.
- LUG Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code GUYECHZ1LUG?
The code GUYECHZ1LUG belongs to Lugano, a unit of HSBC Private Bank (Suisse) SA in Lugano, Switzerland. Only use it if the recipient or their bank explicitly asks for it.
How long does it take to send money to HSBC Private Bank (Suisse) SA?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Do I need GUYECHZ1LUG for a euro transfer to Switzerland?
Switzerland is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need GUYECHZ1LUG.
What do the letters in GUYECHZ1LUG mean?
GUYE is the bank code of HSBC Private Bank (Suisse) SA, CH is the ISO code of Switzerland, Z1 is the location code and LUG identifies the department Lugano.
Can I use GUYECHZ1 instead of GUYECHZ1LUG?
GUYECHZ1 is the main office of HSBC Private Bank (Suisse) SA, while GUYECHZ1LUG is Lugano. Most international transfers work with the head office code, but use GUYECHZ1LUG if the recipient asks for it.
What is the cheapest way to send money to HSBC Private Bank (Suisse) SA in Switzerland?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Swiss Franc with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.