SWIFT/BIC code HAJCAZ22XXX

HAJCAZ22XXX belongs to Xalq Bank Open Joint-Stock Company in Baku, Azerbaijan.

HAJCAZ22XXX

Code details

SWIFT/BIC codeHAJCAZ22XXX
8-character codeHAJCAZ22
Branch codeXXX
BankXalq Bank Open Joint-Stock Company
BranchHead office
CityBaku
CountryAzerbaijan

The way the Xalq Bank Open Joint-Stock Company SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HAJC Bank code
4 letters that identify the bank.
AZ Country code
2 letters for the country (ISO 3166).
22 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC HAJCAZ22XXX?

The code HAJCAZ22XXX belongs to the headquarters of Xalq Bank Open Joint-Stock Company in Baku, Azerbaijan. Use it when you send money to an account at Xalq Bank Open Joint-Stock Company.

Is HAJCAZ22 and HAJCAZ22XXX the same code?

Yes. HAJCAZ22 is the 8-character version of HAJCAZ22XXX. XXX simply means head office, so both will reach Xalq Bank Open Joint-Stock Company in Baku.

What happens if I enter HAJCAZ22XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check HAJCAZ22XXX against the details from Xalq Bank Open Joint-Stock Company before you confirm.

What is the best way to send money to Xalq Bank Open Joint-Stock Company?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Azerbaijan with transfer services before you send.

How long does it take to send money to Xalq Bank Open Joint-Stock Company?

An international SWIFT transfer usually takes 1–5 business days, because of intermediary banks and cut-off times. Money transfer services are often quicker than a bank.

What does each part of HAJCAZ22XXX mean?

HAJC is the bank code of Xalq Bank Open Joint-Stock Company, AZ is the ISO code of Azerbaijan, 22 is the location code and XXX means the head office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.