SWIFT/BIC code HANDDEF1FRA
HANDDEF1FRA belongs to Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt in Frankfurt Am Main, Germany.
Code details
| SWIFT/BIC code | HANDDEF1FRA |
|---|---|
| 8-character code | HANDDEF1 |
| Branch code | FRA |
| Bank | Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt |
| Branch | — |
| City | Frankfurt Am Main |
| Country | Germany |
How the Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HAND Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- F1 Location code
- 2 characters for the city or region of the head office.
- FRA Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code HANDDEF1FRA?
The code HANDDEF1FRA belongs to Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt, a unit of Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt in Frankfurt Am Main, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.
What does each part of HANDDEF1FRA stand for?
HAND is the bank code of Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt, DE is the ISO code of Germany, F1 is the location code and FRA identifies the department Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt.
What happens if I use HANDDEF1FRA with a typo?
The payment may be delayed, returned or charged extra fees. Always check HANDDEF1FRA with the recipient before sending.
What is the cheapest way to send money to Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt in Germany?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Do I need HANDDEF1FRA for a euro transfer to Germany?
Germany belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need HANDDEF1FRA.
How long does a transfer to Svenska Handelsbanken AB (Publ), Niederlassung Frankfurt take?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.