SWIFT/BIC code HANDSESSFIC
HANDSESSFIC belongs to Svenska Handelsbanken in Stockholm, Sweden.
Code details
| SWIFT/BIC code | HANDSESSFIC |
|---|---|
| 8-character code | HANDSESS |
| Branch code | FIC |
| Bank | Svenska Handelsbanken |
| Branch | — |
| City | Stockholm |
| Country | Sweden |
How the Svenska Handelsbanken SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HAND Bank code
- 4 letters that identify the bank.
- SE Country code
- 2 letters for the country (ISO 3166).
- SS Location code
- 2 characters for the city or region of the head office.
- FIC Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code HANDSESSFIC?
HANDSESSFIC identifies Svenska Handelsbanken, part of Svenska Handelsbanken in Stockholm, Sweden. Only use it if the recipient or their bank explicitly asks for it.
What happens if I use HANDSESSFIC with a typo?
Your transfer can bounce, get stuck or cost extra. Always check HANDSESSFIC against the details from Svenska Handelsbanken before sending.
Can I use HANDSESS instead of HANDSESSFIC?
HANDSESS points to the head office of Svenska Handelsbanken, while HANDSESSFIC points to Svenska Handelsbanken. Most international transfers work with the head office code, yet use HANDSESSFIC if the recipient asks for it.
How long does a transfer to Svenska Handelsbanken take in Sweden?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.
Do I need HANDSESSFIC to send euros to Sweden?
Sweden is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need HANDSESSFIC.
What does each part of HANDSESSFIC mean?
HAND is the institution code of Svenska Handelsbanken, SE stands for Sweden, SS is the code for the city or region and FIC is the code of the branch Svenska Handelsbanken.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.