SWIFT/BIC code HAOIFI21XXX

HAOIFI21XXX belongs to Hartolan Osuuspankki in Hartola, Finland.

HAOIFI21XXX

Code details

SWIFT/BIC codeHAOIFI21XXX
8-character codeHAOIFI21
Branch codeXXX
BankHartolan Osuuspankki
BranchHead office
CityHartola
CountryFinland

How the Hartolan Osuuspankki SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HAOI Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code HAOIFI21XXX?

HAOIFI21XXX is the SWIFT/BIC code of the headquarters of Hartolan Osuuspankki in Hartola, Finland. Use it when you send money to an account at Hartolan Osuuspankki.

How long does a transfer to Hartolan Osuuspankki take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need HAOIFI21XXX for a euro transfer to Finland?

Finland belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need HAOIFI21XXX.

Is HAOIFI21 and HAOIFI21XXX the same SWIFT code?

Yes, they are. HAOIFI21 is the 8-character version of HAOIFI21XXX. XXX simply means head office, so both routes your payment to Hartolan Osuuspankki in Hartola.

What is the best way to send money to Hartolan Osuuspankki in Finland?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

What happens if I enter HAOIFI21XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check HAOIFI21XXX with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.