SWIFT/BIC code HBBAMEPGXXX
HBBAMEPGXXX belongs to Hipotekarna Banka Ad in Podgorica, Montenegro.
Code details
| SWIFT/BIC code | HBBAMEPGXXX |
|---|---|
| 8-character code | HBBAMEPG |
| Branch code | XXX |
| Bank | Hipotekarna Banka Ad |
| Branch | Head office |
| City | Podgorica |
| Country | Montenegro |
How the Hipotekarna Banka Ad SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HBBA Bank code
- 4 letters that identify the bank.
- ME Country code
- 2 letters for the country (ISO 3166).
- PG Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC HBBAMEPGXXX?
The code HBBAMEPGXXX belongs to the headquarters of Hipotekarna Banka Ad in Podgorica, Montenegro. It is the code to use when a payment to Hipotekarna Banka Ad does not need a specific branch.
What happens if I use HBBAMEPGXXX with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check HBBAMEPGXXX with the recipient before sending.
What is the cheapest way to send money to Hipotekarna Banka Ad in Montenegro?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.
How long does a transfer to Hipotekarna Banka Ad take?
A SWIFT payment typically takes 2–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often faster and cheaper.
What does each part of HBBAMEPGXXX stand for?
HBBA is the institution code of Hipotekarna Banka Ad, ME is the ISO code of Montenegro, PG is the code for the city or region and XXX marks the main office.
What do I need for a transfer to an account at Hipotekarna Banka Ad?
You need the SWIFT/BIC code HBBAMEPGXXX, the IBAN or local account number of the recipientand the name of the account holder. Montenegro uses international SWIFT transfers, so always include the BIC.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.