SWIFT/BIC code HBCLNGLAXXX
HBCLNGLAXXX belongs to Heritage Banking Company Limited in Lagos, Nigeria.
Code details
| SWIFT/BIC code | HBCLNGLAXXX |
|---|---|
| 8-character code | HBCLNGLA |
| Branch code | XXX |
| Bank | Heritage Banking Company Limited |
| Branch | Head office |
| City | Lagos |
| Country | Nigeria |
How the Heritage Banking Company Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HBCL Bank code
- 4 letters that identify the bank.
- NG Country code
- 2 letters for the country (ISO 3166).
- LA Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code HBCLNGLAXXX?
HBCLNGLAXXX identifies the headquarters of Heritage Banking Company Limited in Lagos, Nigeria. It is the code to use when you send money to an account at Heritage Banking Company Limited.
What do the letters in HBCLNGLAXXX stand for?
HBCL is the bank code of Heritage Banking Company Limited, NG is the ISO code of Nigeria, LA is the location code and XXX marks the head office.
Which details do I need to send money to an account at Heritage Banking Company Limited?
You need the SWIFT/BIC code HBCLNGLAXXX, the IBAN or local account number of the recipientand the name of the account holder. Nigeria is not part of SEPA, so the BIC is required.
How long does a transfer to Heritage Banking Company Limited take in Nigeria?
An international SWIFT transfer usually takes 1–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often quicker than a bank.
What is the cheapest way to send money to Heritage Banking Company Limited?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Nigeria with specialist providers before you send – the difference can be large.
Are HBCLNGLA and HBCLNGLAXXX the same code?
Yes, they are. HBCLNGLA is the short version of HBCLNGLAXXX. XXX simply means head office, so both routes your payment to Heritage Banking Company Limited in Lagos.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.