SWIFT/BIC code HBUKGB4124N

HBUKGB4124N belongs to HSBC Bank PLC in Cardigan, United Kingdom.

HBUKGB4124N

Code details

SWIFT/BIC codeHBUKGB4124N
8-character codeHBUKGB41
Branch code24N
BankHSBC Bank PLC
BranchCardigan Branch
CityCardigan
CountryUnited Kingdom

How the HSBC Bank PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HBUK Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
41 Location code
2 characters for the city or region of the head office.
24N Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC HBUKGB4124N?

The code HBUKGB4124N belongs to Cardigan Branch, a branch or department of HSBC Bank PLC in Cardigan, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.

How long does a transfer to HSBC Bank PLC take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need HBUKGB4124N to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need HBUKGB4124N.

What is the cheapest way to send money to HSBC Bank PLC?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with transfer services before you send.

What happens if I enter HBUKGB4124N with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check HBUKGB4124N with the recipient before you confirm.

What do the letters in HBUKGB4124N mean?

HBUK is the institution code of HSBC Bank PLC, GB stands for United Kingdom, 41 is the location code and 24N identifies the department Cardigan Branch.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.