SWIFT/BIC code HBUKGB4148T
HBUKGB4148T belongs to HSBC Bank PLC in Penrith, United Kingdom.
Code details
| SWIFT/BIC code | HBUKGB4148T |
|---|---|
| 8-character code | HBUKGB41 |
| Branch code | 48T |
| Bank | HSBC Bank PLC |
| Branch | Penrith Branch |
| City | Penrith |
| Country | United Kingdom |
The way the HSBC Bank PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HBUK Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 41 Location code
- 2 characters for the city or region of the head office.
- 48T Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC HBUKGB4148T?
The code HBUKGB4148T belongs to Penrith Branch, part of HSBC Bank PLC in Penrith, United Kingdom. Only use it if the account is held at this specific branch.
What is the cheapest way to send money to HSBC Bank PLC in United Kingdom?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with transfer services before you send – the difference can be large.
Do I need HBUKGB4148T to send euros to United Kingdom?
United Kingdom belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need HBUKGB4148T.
Can I use HBUKGB41 instead of HBUKGB4148T?
HBUKGB41 is the head office of HSBC Bank PLC, while HBUKGB4148T is Penrith Branch. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention HBUKGB4148T.
How long does it take to send money to HSBC Bank PLC?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What happens if I enter HBUKGB4148T with a typo?
Your transfer can bounce, get stuck or cost extra. Always check HBUKGB4148T against the details from HSBC Bank PLC before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.