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SWIFT/BIC code HBUKGB4185Y

HBUKGB4185Y belongs to HSBC Bank PLC in Caernarfon, United Kingdom.

HBUKGB4185Y

Code details

SWIFT/BIC codeHBUKGB4185Y
8-character codeHBUKGB41
Branch code85Y
BankHSBC Bank PLC
BranchPenygroes
CityCaernarfon
CountryUnited Kingdom

How the HSBC Bank PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HBUK Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
41 Location code
2 characters for the city or region of the head office.
85Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC HBUKGB4185Y?

The code HBUKGB4185Y belongs to Penygroes, a branch or department of HSBC Bank PLC in Caernarfon, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.

How long does a transfer to HSBC Bank PLC take in United Kingdom?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need HBUKGB4185Y for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need HBUKGB4185Y.

What is the cheapest way to send money to HSBC Bank PLC?

Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in British Pound with specialist providers before you send.

What happens if I use HBUKGB4185Y incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check HBUKGB4185Y against the details from HSBC Bank PLC before sending.

Does HSBC Bank PLC have more SWIFT/BIC codes?

Yes, we list 3591 SWIFT/BIC codes for HSBC Bank PLC in United Kingdom, for the head office and several branches or departments. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.