SWIFT/BIC code HBZUAEADXXX
HBZUAEADXXX belongs to Habib Bank AG Zurich in Dubai, United Arab Emirates.
Code details
| SWIFT/BIC code | HBZUAEADXXX |
|---|---|
| 8-character code | HBZUAEAD |
| Branch code | XXX |
| Bank | Habib Bank AG Zurich |
| Branch | Head office |
| City | Dubai |
| Country | United Arab Emirates |
How the Habib Bank AG Zurich SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HBZU Bank code
- 4 letters that identify the bank.
- AE Country code
- 2 letters for the country (ISO 3166).
- AD Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code HBZUAEADXXX?
HBZUAEADXXX is the SWIFT/BIC code of the headquarters of Habib Bank AG Zurich in Dubai, United Arab Emirates. Use it when you send money to an account at Habib Bank AG Zurich.
What is the best way to send money to Habib Bank AG Zurich in United Arab Emirates?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in United Arab Emirates Dirham with transfer services before you send – the difference can be large.
Are HBZUAEAD and HBZUAEADXXX the same code?
Yes, they are. HBZUAEAD is the 8-character version of HBZUAEADXXX. The XXX at the end only refers to the head office, so both routes your payment to Habib Bank AG Zurich in Dubai.
How long does a transfer to Habib Bank AG Zurich take?
A SWIFT payment usually takes 2–5 business days, because of correspondent banks and time zones. Money transfer services are often quicker than a bank.
What happens if I use HBZUAEADXXX incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check HBZUAEADXXX with the recipient before sending.
What do the letters in HBZUAEADXXX stand for?
HBZU is the institution code of Habib Bank AG Zurich, AE stands for United Arab Emirates, AD is the code for the city or region and XXX marks the head office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.