SWIFT/BIC code HCEMDE66XXX
HCEMDE66XXX belongs to Heidelbergcement AG in Heidelberg, Germany.
Code details
| SWIFT/BIC code | HCEMDE66XXX |
|---|---|
| 8-character code | HCEMDE66 |
| Branch code | XXX |
| Bank | Heidelbergcement AG |
| Branch | Head office |
| City | Heidelberg |
| Country | Germany |
How the Heidelbergcement AG SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HCEM Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 66 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC HCEMDE66XXX?
HCEMDE66XXX identifies the headquarters of Heidelbergcement AG in Heidelberg, Germany. Use it when you send money to an account at Heidelbergcement AG.
What happens if I enter HCEMDE66XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Always check HCEMDE66XXX with the recipient before you confirm.
Do I need HCEMDE66XXX for a euro transfer to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need HCEMDE66XXX.
How long does it take to send money to Heidelbergcement AG in Germany?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Is HCEMDE66 and HCEMDE66XXX the same SWIFT code?
Yes, they are. HCEMDE66 is the 8-character version of HCEMDE66XXX. XXX simply refers to the head office, so both will reach Heidelbergcement AG in Heidelberg.
What is the best way to send money to Heidelbergcement AG in Germany?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.