SWIFT/BIC code HELADEF1MEG
HELADEF1MEG belongs to Kreissparkasse Schwalm-Eder in Melsungen, Germany.
Code details
| SWIFT/BIC code | HELADEF1MEG |
|---|---|
| 8-character code | HELADEF1 |
| Branch code | MEG |
| Bank | Kreissparkasse Schwalm-Eder |
| Branch | — |
| City | Melsungen |
| Country | Germany |
The way the Kreissparkasse Schwalm-Eder SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HELA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- F1 Location code
- 2 characters for the city or region of the head office.
- MEG Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code HELADEF1MEG?
HELADEF1MEG is the SWIFT/BIC code of Kreissparkasse Schwalm-Eder, a branch or department of Kreissparkasse Schwalm-Eder in Melsungen, Germany. Only use it if the account is held at this specific branch.
What do the letters in HELADEF1MEG mean?
HELA is the bank code of Kreissparkasse Schwalm-Eder, DE stands for Germany, F1 is the code for the city or region and MEG identifies the department Kreissparkasse Schwalm-Eder.
Does Kreissparkasse Schwalm-Eder use a single SWIFT/BIC code?
Yes, HELADEF1MEG is the single SWIFT/BIC code listed for Kreissparkasse Schwalm-Eder in Germany, so you do not need to pick a branch code.
What is the cheapest way to send money to Kreissparkasse Schwalm-Eder?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.
What happens if I use HELADEF1MEG incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check HELADEF1MEG against the details from Kreissparkasse Schwalm-Eder before you confirm.
How long does it take to send money to Kreissparkasse Schwalm-Eder in Germany?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.