SWIFT/BIC code HEOSFI21XXX
HEOSFI21XXX belongs to Hellanmaan Osuuspankki in Lapua, Finland.
Code details
| SWIFT/BIC code | HEOSFI21XXX |
|---|---|
| 8-character code | HEOSFI21 |
| Branch code | XXX |
| Bank | Hellanmaan Osuuspankki |
| Branch | Head office |
| City | Lapua |
| Country | Finland |
How the Hellanmaan Osuuspankki SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HEOS Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code HEOSFI21XXX?
The code HEOSFI21XXX belongs to the head office of Hellanmaan Osuuspankki in Lapua, Finland. It is the code to use when you send money to an account at Hellanmaan Osuuspankki.
What do the letters in HEOSFI21XXX mean?
HEOS is the bank code of Hellanmaan Osuuspankki, FI stands for Finland, 21 is the location code and XXX marks the head office.
Is HEOSFI21 and HEOSFI21XXX the same SWIFT code?
Yes. HEOSFI21 is the 8-character version of HEOSFI21XXX. XXX simply refers to the head office, so both routes your payment to Hellanmaan Osuuspankki in Lapua.
How long does it take to send money to Hellanmaan Osuuspankki in Finland?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Do I need HEOSFI21XXX to send euros to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need HEOSFI21XXX.
Does Hellanmaan Osuuspankki use only one SWIFT/BIC code?
Yes – HEOSFI21XXX is the only SWIFT/BIC code we have for Hellanmaan Osuuspankki in Finland, so there is no branch code to choose.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.