SWIFT/BIC code HESAFI21XXX

HESAFI21XXX belongs to Helmi Saastopankki Oy in Lahti, Finland.

HESAFI21XXX

Code details

SWIFT/BIC codeHESAFI21XXX
8-character codeHESAFI21
Branch codeXXX
BankHelmi Saastopankki Oy
BranchHead office
CityLahti
CountryFinland

How the Helmi Saastopankki Oy SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HESA Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code HESAFI21XXX?

HESAFI21XXX is the SWIFT/BIC code of the head office of Helmi Saastopankki Oy in Lahti, Finland. It is the code to use when a payment to Helmi Saastopankki Oy does not need a specific branch.

What happens if I use HESAFI21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check HESAFI21XXX with the recipient before you confirm.

What is the best way to send money to Helmi Saastopankki Oy in Finland?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

Does Helmi Saastopankki Oy use a single SWIFT/BIC code?

Yes, HESAFI21XXX is the single SWIFT/BIC code we have for Helmi Saastopankki Oy in Finland, so there is no branch code to choose.

What does each part of HESAFI21XXX mean?

HESA is the institution code of Helmi Saastopankki Oy, FI is the ISO code of Finland, 21 is the location code and XXX means the head office.

Are HESAFI21 and HESAFI21XXX the same code?

Yes, they are. HESAFI21 is the 8-character version of HESAFI21XXX. The XXX at the end only refers to the head office, so both will reach Helmi Saastopankki Oy in Lahti.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.