SWIFT/BIC code HFCMSLFRXXX
HFCMSLFRXXX belongs to Commerce and Mortgage Bank (Sl) PLC in Freetown, Sierra Leone.
Code details
| SWIFT/BIC code | HFCMSLFRXXX |
|---|---|
| 8-character code | HFCMSLFR |
| Branch code | XXX |
| Bank | Commerce and Mortgage Bank (Sl) PLC |
| Branch | Head office |
| City | Freetown |
| Country | Sierra Leone |
How the Commerce and Mortgage Bank (Sl) PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HFCM Bank code
- 4 letters that identify the bank.
- SL Country code
- 2 letters for the country (ISO 3166).
- FR Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses BIC HFCMSLFRXXX?
HFCMSLFRXXX is the SWIFT/BIC code of the head office of Commerce and Mortgage Bank (Sl) PLC in Freetown, Sierra Leone. It is the code to use when you send money to an account at Commerce and Mortgage Bank (Sl) PLC.
How long does it take to send money to Commerce and Mortgage Bank (Sl) PLC?
An international SWIFT transfer typically takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
What do I need for a transfer to an account at Commerce and Mortgage Bank (Sl) PLC?
Have ready the SWIFT/BIC code HFCMSLFRXXX, the IBAN or local account number of the recipient, their full name and address. Sierra Leone uses international SWIFT transfers, so always include the BIC.
What do the letters in HFCMSLFRXXX stand for?
HFCM is the bank code of Commerce and Mortgage Bank (Sl) PLC, SL stands for Sierra Leone, FR is the code for the city or region and XXX marks the head office.
Are HFCMSLFR and HFCMSLFRXXX the same code?
Yes, they are. HFCMSLFR is the 8-character version of HFCMSLFRXXX. The XXX at the end only means head office, so both will reach Commerce and Mortgage Bank (Sl) PLC in Freetown.
What happens if I use HFCMSLFRXXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check HFCMSLFRXXX against the details from Commerce and Mortgage Bank (Sl) PLC before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.