SWIFT/BIC code HIOUFI21XXX

HIOUFI21XXX belongs to Hirvensalmen Osuuspankki in Hirvensalmi, Finland.

HIOUFI21XXX

Code details

SWIFT/BIC codeHIOUFI21XXX
8-character codeHIOUFI21
Branch codeXXX
BankHirvensalmen Osuuspankki
BranchHead office
CityHirvensalmi
CountryFinland

How the Hirvensalmen Osuuspankki SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HIOU Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code HIOUFI21XXX?

HIOUFI21XXX is the SWIFT/BIC code of the headquarters of Hirvensalmen Osuuspankki in Hirvensalmi, Finland. Use it when a payment to Hirvensalmen Osuuspankki does not need a specific branch.

What is the cheapest way to send money to Hirvensalmen Osuuspankki?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Does Hirvensalmen Osuuspankki use a single SWIFT/BIC code?

Yes, HIOUFI21XXX is the single SWIFT/BIC code listed for Hirvensalmen Osuuspankki in Finland, so there is no branch code to choose.

What do the letters in HIOUFI21XXX stand for?

HIOU is the bank code of Hirvensalmen Osuuspankki, FI stands for Finland, 21 is the code for the city or region and XXX marks the head office.

What happens if I enter HIOUFI21XXX with a typo?

Your transfer can bounce, get stuck or cost extra. Always check HIOUFI21XXX with the recipient before sending.

Are HIOUFI21 and HIOUFI21XXX the same code?

Yes, they are. HIOUFI21 is the 8-character version of HIOUFI21XXX. The XXX at the end only means head office, so both will reach Hirvensalmen Osuuspankki in Hirvensalmi.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.