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SWIFT/BIC code HLFXGB21D82

HLFXGB21D82 belongs to Halifax PLC in Cardiff, United Kingdom.

HLFXGB21D82

Code details

SWIFT/BIC codeHLFXGB21D82
8-character codeHLFXGB21
Branch codeD82
BankHalifax PLC
BranchCardiff Albany Road
CityCardiff
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
D82 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code HLFXGB21D82?

HLFXGB21D82 is the SWIFT/BIC code of Cardiff Albany Road, part of Halifax PLC in Cardiff, United Kingdom. Only use it if the account is held at this specific branch.

Do I need HLFXGB21D82 to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need HLFXGB21D82.

How long does a transfer to Halifax PLC take in United Kingdom?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.

What happens if I use HLFXGB21D82 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21D82 with the recipient before sending.

Can I use HLFXGB21 instead of HLFXGB21D82?

HLFXGB21 points to the main office of Halifax PLC, while HLFXGB21D82 is Cardiff Albany Road. Most international transfers work with the head office code, yet use HLFXGB21D82 if the recipient asks for it.

What do the letters in HLFXGB21D82 mean?

HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the location code and D82 identifies the department Cardiff Albany Road.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.