SWIFT/BIC code HLFXGB21D85

HLFXGB21D85 belongs to Halifax PLC in Cardiff, United Kingdom.

HLFXGB21D85

Code details

SWIFT/BIC codeHLFXGB21D85
8-character codeHLFXGB21
Branch codeD85
BankHalifax PLC
BranchCardiff Hxd
CityCardiff
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
D85 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC HLFXGB21D85?

HLFXGB21D85 is the SWIFT/BIC code of Cardiff Hxd, part of Halifax PLC in Cardiff, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

Can I use HLFXGB21 instead of HLFXGB21D85?

HLFXGB21 points to the main office of Halifax PLC, while HLFXGB21D85 is Cardiff Hxd. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention HLFXGB21D85.

What happens if I use HLFXGB21D85 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check HLFXGB21D85 with the recipient before you confirm.

What does each part of HLFXGB21D85 mean?

HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and D85 identifies the department Cardiff Hxd.

Has Halifax PLC got other SWIFT/BIC codes?

Yes – we list 2433 SWIFT/BIC codes for Halifax PLC in United Kingdom, for the head office and several branches or departments. You can see them all on the bank page.

How long does it take to send money to Halifax PLC in United Kingdom?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.