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SWIFT/BIC code HLFXGB21F03

HLFXGB21F03 belongs to Halifax PLC in Coldstream, United Kingdom.

HLFXGB21F03

Code details

SWIFT/BIC codeHLFXGB21F03
8-character codeHLFXGB21
Branch codeF03
BankHalifax PLC
BranchColdstream
CityColdstream
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
F03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code HLFXGB21F03?

The code HLFXGB21F03 belongs to Coldstream, a branch or department of Halifax PLC in Coldstream, United Kingdom. Only use it if the account is held at this specific branch.

What happens if I enter HLFXGB21F03 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check HLFXGB21F03 with the recipient before you confirm.

How long does a transfer to Halifax PLC take in United Kingdom?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need HLFXGB21F03 to send euros to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need HLFXGB21F03.

What does each part of HLFXGB21F03 mean?

HLFX is the bank code of Halifax PLC, GB stands for United Kingdom, 21 is the code for the city or region and F03 identifies the department Coldstream.

Can I use HLFXGB21 instead of HLFXGB21F03?

HLFXGB21 points to the main office of Halifax PLC, while HLFXGB21F03 is Coldstream. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention HLFXGB21F03.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.