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SWIFT/BIC code HLFXGB21K45

HLFXGB21K45 belongs to Halifax PLC in Dunfermline, United Kingdom.

HLFXGB21K45

Code details

SWIFT/BIC codeHLFXGB21K45
8-character codeHLFXGB21
Branch codeK45
BankHalifax PLC
BranchHbs Visa Payments
CityDunfermline
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
K45 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code HLFXGB21K45?

The code HLFXGB21K45 belongs to Hbs Visa Payments, a branch or department of Halifax PLC in Dunfermline, United Kingdom. Use this branch code only when the account is held at this specific branch.

Do I need HLFXGB21K45 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need HLFXGB21K45.

Does Halifax PLC have more SWIFT/BIC codes?

Yes, we list 2433 SWIFT/BIC codes for Halifax PLC in United Kingdom, for the head office and several branches or departments. All of them are listed on the page of Halifax PLC.

How long does it take to send money to Halifax PLC?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

What does each part of HLFXGB21K45 mean?

HLFX is the institution code of Halifax PLC, GB stands for United Kingdom, 21 is the code for the city or region and K45 identifies the branch Hbs Visa Payments.

Can I use HLFXGB21 instead of HLFXGB21K45?

HLFXGB21 points to the head office of Halifax PLC, while HLFXGB21K45 is Hbs Visa Payments. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention HLFXGB21K45.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.