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SWIFT/BIC code HLFXGB21K78

HLFXGB21K78 belongs to Halifax PLC in Leeds, United Kingdom.

HLFXGB21K78

Code details

SWIFT/BIC codeHLFXGB21K78
8-character codeHLFXGB21
Branch codeK78
BankHalifax PLC
BranchHemel Hempstead Mtg Desk
CityLeeds
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
K78 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code HLFXGB21K78?

HLFXGB21K78 identifies Hemel Hempstead Mtg Desk, a branch or department of Halifax PLC in Leeds, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of HLFXGB21K78 stand for?

HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the location code and K78 is the code of the department Hemel Hempstead Mtg Desk.

Do I need HLFXGB21K78 to send euros to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need HLFXGB21K78.

How long does it take to send money to Halifax PLC in United Kingdom?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What is the cheapest way to send money to Halifax PLC in United Kingdom?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in British Pound with specialist providers before you send.

Can I use HLFXGB21 instead of HLFXGB21K78?

HLFXGB21 is the main office of Halifax PLC, while HLFXGB21K78 is Hemel Hempstead Mtg Desk. For a normal transfer the head office code is usually fine, but use HLFXGB21K78 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.