SWIFT/BIC code HLFXGB21L03

HLFXGB21L03 belongs to Halifax PLC in Hornchurch, United Kingdom.

HLFXGB21L03

Code details

SWIFT/BIC codeHLFXGB21L03
8-character codeHLFXGB21
Branch codeL03
BankHalifax PLC
BranchHornchurch 108 High St
CityHornchurch
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
L03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code HLFXGB21L03?

HLFXGB21L03 is the SWIFT/BIC code of Hornchurch 108 High St, a unit of Halifax PLC in Hornchurch, United Kingdom. Use this branch code only when the account is held at this specific branch.

Do I need HLFXGB21L03 for a euro transfer to United Kingdom?

United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need HLFXGB21L03.

How long does it take to send money to Halifax PLC in United Kingdom?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What does each part of HLFXGB21L03 stand for?

HLFX is the institution code of Halifax PLC, GB stands for United Kingdom, 21 is the code for the city or region and L03 is the code of the branch Hornchurch 108 High St.

Can I use HLFXGB21 instead of HLFXGB21L03?

HLFXGB21 is the head office of Halifax PLC, while HLFXGB21L03 points to Hornchurch 108 High St. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention HLFXGB21L03.

What is the cheapest way to send money to Halifax PLC in United Kingdom?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.